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Buying Tips

Organise your own finance or call your Ray White Loan market consultant (13 56 26) and arrange the best loan to suit your needs. Generally 10% will be required on the day of sale. Don’t forget to factor in costs such as legal fees, stamp duty, insurance and loan application fees.

Prepare a wish list of accommodation requirements and preferred locations that suit your lifestyle.

Join our ‘VIP’ service. Within our website you’ll find every property we have listed, plus you can register with our VIP service – our online property email alert system informs you of new properties even before they’re are advertised. Alternatively call our Freshwater, we’ll help you find the perfect home.

Inspect the property thoroughly. If this property suits your requirements, request a copy of the sale contract and forward onto your solicitor or conveyancer.

We would also recommend organising a building and pest inspection to make you aware of any major defects and pest concerns.

Following your solicitors or conveyancer’s advice on the sale contract and building and pest reports, you are now able to make an informed decision to proceed with an offer on the property through the agent. It’s a good idea to be aware of the going rate for similar properties in the area; one of our agents can help in this regard. Whether buying through auction or private sale, we’ll advise you throughout the process of what steps you need to take to ensure a smooth transaction.

If you are bidding at an auction, we recommend you read the Office of Fair Trading’s “Bidder’s Guide” before you attend the auction.

After successfully negotiating a sale price, you will be required to sign the sale contract and pay a deposit (generally 10%) Your deposit is then held in trust in an interest bearing account until settlement.

You may wish to conduct a final inspection prior to settlement. This is to ensure that the property is in the same condition as when you last inspected it and that all the inclusions are as per the sale contract.

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